What Investment Pathways does AJ Bell offer?
When you place all, or part, of your pension into drawdown, we’ll offer you Investment Pathways. These are part of an initiative introduced by the Financial Conduct Authority (FCA). The idea is to give everyone access to simple, affordable investments geared to their retirement goals.
Each of the four Investment Pathways is designed for a broad retirement objective. Just keep in mind that they aren’t tailored to personal circumstances.
When you choose an Investment Pathway, you'll be offered a matching AJ Bell fund, built and managed by the experienced team at AJ Bell Investments.
The four Investment Pathways are:
Investment Pathway 1 – I have no plans to touch my money in the next 5 years
The AJ Bell fund for this option is the VT AJ Bell Balanced fund Acc IP1
Investment Pathway 2 – I plan to use my money to set up a guaranteed income (annuity) within the next 5 years
The AJ Bell fund for this option is the VT AJ Bell Cautious fund Acc IP2
Investment Pathway 3 – I plan to start taking my money as a long-term income within the next 5 years
The AJ Bell fund for this option is the VT AJ Bell Income fund Inc IP3
Investment Pathway 4 – I plan to take out all my money within the next 5 years
The AJ Bell fund for this option is the VT AJ Bell Cautious fund Acc IP4
Important information: By providing an AJ Bell fund for your chosen Investment Pathway, we aren't giving you personal advice. Before you invest, you need to make sure that you understand all the risks and are comfortable this investment is right for you. The value could go down as well as up. Make sure you read the fund's factsheet and KIID to understand the full picture.
Read more about Investment Pathways.
- How do live prices work in my portfolio?
- How do I invest in an Investment Pathway fund?
- How do I cancel my request to invest in an Investment Pathway fund if I’ve changed my mind?
- Can anyone invest in an Investment Pathway fund?
- Do I have to hold my Investment Pathway fund for five years?
- What if my retirement goals change and my Investment Pathway fund is no longer right for me?