FAQ categories
- Buying and selling investments
- AJ Bell funds
- What are the AJ Bell Passive funds?
- How do I deal in AJ Bell funds?
- What are the charges for the AJ Bell Passive funds?
- What is the minimum investment into the AJ Bell funds?
- How often are the AJ Bell Passive funds rebalanced?
- Do the AJ Bell Passive funds pay out income?
- What are the AJ Bell Income funds?
- What are the charges for the AJ Bell Income funds?
- When is the income paid out for the AJ Bell Income funds?
- Funds, ETFs and investment trusts
- What is a fund?
- What is the difference between income and accumulation units?
- What is an exchange traded fund or ETF?
- What is an investment trust?
- When I invest in funds through AJ Bell Youinvest, what charges will I pay?
- Can I deal in collective investments?
- Can I deal in funds?
- How are funds priced?
- How do I find the key information for a collective investment or fund?
- How do I know what price I will get for my fund deal?
- How do funds (unit trust and OEICs) pay out income?
- What charges do I pay for investing in funds (unit trusts and OEICs)?
- What is the difference between a KIID and a KID?
- IPOs
- What is an IPO?
- How do I apply for an IPO?
- How much can I invest in an IPO?
- What are the charges for investing via IPOs or new issues?
- Why do companies have an Initial Public Offer?
- How do I find out about upcoming IPOs and new issues?
- When will the offer price be known?
- When will I know my allocation for an IPO?
- How will I find out if there are any special discounts or shareholder perks?
- When can I sell my shares following an IPO?
- How long are IPO applications open?
- Does the IPO qualify for an ISA or SIPP?
- Can I take part in a private placing?
- Limit and stop loss orders
- Can I place a stop loss order?
- How do I place a limit order?
- What is the difference between a stop loss and a limit order?
- Can I edit or cancel a limit or stop loss order?
- Are there any additional charges for placing a limit or stop loss order?
- Can I place limit and stop loss orders in the app?
- Can I place limit and stop loss orders on international stocks?
- Could my limit or stop loss order fail?
- Overseas dealing
- What markets can I deal in?
- What are the charges for placing an international deal?
- Are there any special requirements before I can deal in international markets?
- Can I deal in US and Canadian markets?
- What is a W-8BEN?
- What is a CDI?
- In what currency are CDIs quoted?
- Why does the system default to dealing CDIs rather than in the local international market?
- Placing your order
- Can I change my investments?
- Can I place a deal outside market hours?
- Can someone else place a deal for me?
- How can I buy or sell investments in my account?
- How can I deal in complex financial instruments?
- How can I give you deal instructions?
- How do I deal if I can’t find the investment I want to deal in?
- How do I deal if the website is not working?
- How do I pay for my deals?
- How do I search for the investment I want to deal in?
- How do I view my completed deals?
- How long does it take before I can reinvest my sale proceeds?
- How quickly will my deal be processed?
- Is there a minimum I can buy or sell?
- What if I make a mistake when placing my deal?
- What is an EPIC or TIDM code?
- What is an ISIN or SEDOL number?
- What is my dealing limit?
- Where can I find out my ‘available cash’ balance?
- Shares
- Am I guaranteed the quoted price when I place a deal?
- How do I get a share price?
- I am trying to sell my shares but the ‘sell’ option is not available on the buy and sell screen
- If my deal is too large to complete online, what should I do?
- What do I do if there is no online quote when I try to place a deal?
- What is the PTM levy?
- Will I always get a quote when I try to place a deal?
- AJ Bell Ready-made portfolios
- How do the Ready-made portfolios work?
- Can I use the regular investment service for the Ready-made portfolios?
- Do I need to invest a minimum amount into the Ready-made portfolios?
- How do I keep track of the investments in my Ready-made portfolio?
- How do I know if the Ready-made portfolios have changed?
- How do I rebalance my Ready-made portfolio?
- In which accounts can I invest in the Ready-made portfolios?
- What are the charges for the Ready-made portfolios?
- AJ Bell funds
- Charges and rates
- Can I pay charges from outside my ISA?
- Can I pay charges from outside my Junior ISA?
- Can I pay charges from outside my Junior SIPP?
- Can I pay charges from outside my Lifetime ISA?
- Can I pay charges from outside my SIPP?
- Do I need to have a minimum cash balance?
- How are charges collected?
- What does my costs and charges statement tell me?
- What rate of interest will I earn on the cash held in my account(s)?
- When are charges collected?
- Managing your account
- Account security
- Communicating with us
- Linked accounts
- Logging in
- Can I change my username?
- How do I change my password?
- How do I set up two-factor authentication?
- What do I do if I am having problems logging in to my account?
- What do I do if I’ve forgotten my password?
- What do I do if I’ve forgotten my username?
- What do I do if my security answer doesn’t work?
- What does ‘read only’ access mean when maintenance is being carried out on the website?
- What is two-factor authentication?
- Updating your details
- How can I change my contact details held with you?
- How can I close my AJ Bell Youinvest account?
- I've been asked to send you documents - who can certify them?
- I’ve been asked to verify my bank details. Why? And how do I do it?
- What is an LEI and when would I need to provide one?
- What is an NCI and how can I find out what mine is?
- Managing your investments
- Corporate actions
- A share in my ISA is subject to a corporate action – are there any additional implications?
- Can I get a company report?
- Can I get shareholder benefits for shares which are in my AJ Bell Youinvest account?
- Can I reinvest the cash received from a corporate action?
- Can I withdraw the cash received from a corporate action?
- Can you advise me on which election option I should take?
- Do you make a charge for administering my corporate actions?
- Does a corporate action prevent me from placing an order?
- How do I attend and/or vote at an AGM or EGM?
- How do I receive new shares arising from a corporate action?
- How do I respond to a corporate action?
- How will I know if a corporate action has taken place on my account?
- If I owe money for a corporate action when will you take it out of my cash account?
- What happens if I am late or do not respond to a corporate action?
- What happens if I don’t have enough cash to pay for the action?
- What is a corporate action?
- Will you send me a copy of the offer document for a corporate action?
- Dividend reinvestment
- Are special dividends eligible for reinvestment?
- Are there any circumstances when you won’t reinvest my dividend?
- Can I reinvest all my dividends using the dividend reinvestment service?
- Can I use the dividend reinvestment service if I have set up a regular withdrawal from my account?
- How can I tell which investments I have chosen to have dividends reinvested for?
- How do I use the dividend reinvestment service?
- How will I know when a dividend has been reinvested?
- Is there a deadline for choosing to reinvest dividends?
- Is there a minimum dividend payment for reinvestment?
- What are the charges for the dividend reinvestment service?
- What investments are included in the dividend reinvestment service?
- When will you reinvest my dividends using the dividend reinvestment service?
- Dividends
- Can I receive dividends as SCRIPs or DRIPs?
- Do you reclaim or reduce withholding tax on overseas dividends?
- How are dividends paid on my investments in my account?
- How are my dividends paid?
- How do I receive dividend notifications?
- How will I know if I am entitled to a dividend?
- Is there a charge for converting dividends or corporate action proceeds to sterling?
- What currency will my dividends be paid in?
- When are dividends paid for international stocks?
- Mywealth
- Regular investments
- Your portfolio
- Can you send a contract note to a third party for me?
- What is the ‘cost’ figure in my portfolio and how is it calculated?
- What prices are used to value my portfolio?
- When will I receive statements?
- When will my portfolio be updated following a deal?
- Where can I view my current orders that are pending?
- Where do I find my contract note?
- Corporate actions
- Mobile app
- Can I use the apps outside the UK?
- Do I need new log in details to use the apps?
- How do I set up Touch ID on the AJ Bell Youinvest app?
- How much do the apps cost?
- How secure are your mobile dealing apps?
- What are the prices quoted on the app?
- What are the terms and conditions of the apps?
- What mobile dealing apps do you offer?
- New to AJ Bell Youinvest
- Can an account be opened in the name of an investment club?
- Can you give me advice?
- Do I have to decide where to invest my money straight away?
- How can I open an AJ Bell Youinvest account?
- Is it possible to open an account in joint names?
- What are the costs of opening and managing an AJ Bell Youinvest account?
- What can I invest in with you?
- Which investments can I deal in?
- Our accounts
- SIPP
- Managing a SIPP
- Can I contribute to my SIPP and other pensions?
- Can I hold a SIPP alongside other types of pensions?
- Can I hold cash in my SIPP?
- Can I invest in residential or commercial property through my SIPP?
- Can I make additional contributions to my SIPP after starting drawdown?
- Can I take my Pensions Advice Allowance from an AJ Bell Youinvest SIPP?
- Can I transfer an existing pension into a SIPP?
- Can I transfer an occupational pension into a SIPP?
- Can I transfer my SIPP to another pension provider?
- Can I withdraw cash from my SIPP at any time?
- Can my employer contribute to my SIPP?
- Do I have to contribute a minimum amount into my SIPP?
- Do I have to move all my funds into drawdown at the same time?
- Do you accept final salary transfers?
- How can I get help on my pension choices at retirement?
- How can I move my SIPP into income drawdown?
- How can I spot pension fraud?
- How do I make personal contributions to my SIPP?
- How do I move from capped drawdown to flexi-access drawdown?
- How do I request an income payment from my SIPP?
- How do I start to access my SIPP?
- How is tax relief reclaimed on my SIPP contributions?
- How long will it take to transfer a SIPP from another provider to you?
- How much can I contribute to my SIPP?
- How much income can I take?
- How will my income be taxed?
- Is a SIPP a stakeholder pension?
- What are annuities?
- What can I invest in with an AJ Bell Youinvest SIPP?
- What charges will I pay for taking my pension?
- What does 'taking benefits' mean?
- What happens if I contribute more than the annual allowance into my SIPP?
- What happens to my SIPP if I die?
- What is a drawdown pension?
- What is an uncrystallised funds pension lump sum (UFPLS)?
- What is flexi-access drawdown (FAD)?
- What is pension carry forward?
- What is the "pension input" period?
- What is the lifetime allowance?
- When will I receive the tax reclaim?
- Why can’t I place a deal in my Junior SIPP?
- Opening a SIPP
- Managing a SIPP
- Stocks and shares ISA
- Managing an ISA
- Can I invest on a monthly basis in a stocks and shares ISA?
- Can I move cash from my Stocks and shares ISA to other accounts I have with you?
- Can I transfer existing investments held in either a cash or Stocks and shares ISA with another provider into my ISA?
- Can I use my additional ISA allowance with AJ Bell Youinvest?
- Do you offer a Flexible ISA?
- Do you offer a cash ISA?
- How do I place a Bed & ISA deal?
- How do I transfer my ISA to another ISA provider?
- How long will it take to transfer an ISA with another provider to AJ Bell Youinvest?
- I have money in my Dealing account; can I use this to fund a stocks and shares ISA?
- If I am a non UK resident, can I transfer in an existing ISA to you?
- If I invest in a stocks and shares ISA with you, can I also invest in other types of ISA?
- If I transfer in a Stocks and shares ISA will it count towards my annual ISA allowance?
- What are the charges for my stocks and shares ISA?
- What are the minimum and maximum amounts I can invest in an ISA?
- What happens to any income from my investments within my stocks and shares ISA?
- What happens to my ISA if I die?
- What is the 2019/20 ISA allowance?
- Opening an ISA
- Managing an ISA
- Dealing account
- Managing a Dealing account
- Can I deposit a share certificate into my AJ Bell Youinvest Dealing account?
- Can I move cash from my Dealing account to other accounts I have with you?
- Can I transfer existing shares that I hold into a Dealing account?
- Can I transfer shares held in someone else's name into my Dealing account?
- How can I gift shares to a family member?
- How do I transfer my Dealing account to another provider?
- How long will it take to transfer a Dealing account with another provider to AJ Bell Youinvest?
- Will you send me a tax summary?
- Opening a Dealing account
- Can I open a Dealing account for a child?
- Can I open a Dealing account in joint names?
- Can I open a Dealing account in the name of a trust, business or pension scheme?
- If I am a non-UK resident, can I open a Dealing account?
- Is it possible to open a Dealing account for a designated purpose?
- Is there a minimum investment I have to make into a Dealing account?
- Is there an annual management fee to hold a Dealing account?
- Managing a Dealing account
- Junior ISA
- Managing a Junior ISA
- Are there any restrictions on what I can invest in a Junior ISA?
- Can I cancel a Junior ISA?
- Can I make withdrawals from a Junior ISA?
- Can I transfer a Child Trust Fund (CTF) into the AJ Bell Youinvest Junior ISA?
- Can I transfer part of my CTF?
- How much can be paid into a Junior ISA?
- Is it possible to save regularly in a Junior ISA?
- Is it possible to transfer an existing Junior ISA to you?
- What happens when the child reaches 18?
- What is an URN and how can I find it?
- Who can pay into my child's Junior ISA?
- Opening a Junior ISA
- Managing a Junior ISA
- Lifetime ISA
- Managing a Lifetime ISA
- I want to buy a house – how can I use my Lifetime ISA?
- Can I hold cash in my Lifetime ISA?
- Can I invest in a Lifetime ISA every month?
- Can I move cash from my AJ Bell Youinvest Stocks and shares ISA or Dealing account to my Lifetime ISA?
- Can I transfer a Help to Buy ISA into a Lifetime ISA?
- Can I transfer a Lifetime ISA with another provider to AJ Bell Youinvest?
- Can I transfer from a Cash ISA to a Lifetime ISA?
- Can I transfer part of my Help to Buy ISA?
- Can I use a Lifetime ISA to buy a buy-to-let property?
- Can I use both a Help to Buy ISA and a Lifetime ISA to buy my first home?
- Can I use my Lifetime ISA both for buying my first home and for retirement?
- Can I use my Lifetime ISA if I am buying my first home with someone else?
- How can I withdraw cash from my Lifetime ISA if I’m terminally ill?
- How do I use my Lifetime ISA to buy my first home?
- How is the government bonus paid?
- How long can I make payments into my Lifetime ISA for?
- How long will it take to transfer a Help to Buy ISA with another provider to an AJ Bell Youinvest Lifetime ISA?
- How much can I pay into my Lifetime ISA?
- How soon after receiving the cash from my Lifetime ISA do I need to buy my first home?
- I have subscribed more than £4,000 into ISAs this tax year. Can I move some of this across to the Lifetime ISA?
- What happens to my Lifetime ISA if I die?
- When can I withdraw money from my Lifetime ISA?
- When is the Lifetime ISA government bonus paid?
- Who qualifies as a first-time buyer?
- Opening a Lifetime ISA
- Managing a Lifetime ISA
- SIPP
- Paying in and withdrawals
- Can I hold foreign currency in my account?
- Can I set up a regular withdrawal facility for my Stocks and shares ISA or Dealing account?
- How can I pay money into my account?
- How long does it take to withdraw funds from my Stocks and shares ISA or Dealing account?
- I’ve paid money in but it isn’t showing as available cash?
- When are regular payments made?
- Why can’t I withdraw my 'available cash'?
- Transfers
- Can I transfer from a Stocks and shares ISA into a Lifetime ISA?
- How do I transfer to AJ Bell Youinvest?
- How will I know when my transfer is complete?
- I'm linked to another account. Can I check the status of a transfer to it?
- What’s the difference between a settled and an unsettled investment?
- What’s the status of my transfer?
- Why aren't all my investments showing on the transfer tracking page?
- Why can’t I track my transfer online?
- How to videos
How can I view another person’s account if they have given me permission to do so?
You can view another person's account by logging in to your account and clicking the box below 'View account'. A drop down list will appear letting you choose from the list of accounts.