The savvy saver

Save a little, or a lot,
with our low-cost SIPP


At a glance

  • Invest up to £40,000 a year with tax relief
  • Low annual custody charge
  • Low cost dealing
  • Manage account online
  • Deal on the go with our mobile app
  • Save regularly from £25 per month
  • Wide range of investment options
  • Award winning service

Self-invested personal pensions (SIPPs) are what you might call the ‘do-it-yourself’ pension scheme, as you have complete control over how your pension pot is invested, and the freedom to make changes as and when you want to make them. Once you reach age 55 you will have access to your whole pension pot and can choose how to use your pension in your retirement.

By choosing an AJ Bell Youinvest SIPP, you are benefiting from our extensive experience in this field – we were the first company to offer an online SIPP – and this has been recognised through the number of prestigious awards we have won.

There are no charges to set up our SIPP and if you are moving an existing SIPP to us there are no transfer in charges. You can deal from as little as £1.50, and you will never pay more than £9.95 per online deal. to view our SIPP charges.

You will get access to an incredibly wide range of investment options including shares, funds, exchange traded funds and investment trusts. But if you want a little help with your investment choices then our Favourite funds list can help you find the right fund for your SIPP or leave it to the experts with our AJ Bell Passive funds.

SIPPs are a type of pension suitable for investors who are comfortable making their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. You can find out more about SIPPs here. Please read our key features and terms and conditions to help you decide whether a SIPP might be right for you.

When making any decisions about your pension, you should always be wary of pension fraud

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FREE guide to SIPPs

We explain how SIPPs can help you achieve your retirement goals

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