Put your pension in your hands

With our low-cost SIPP

Remember that investments go up and down in value, and you could lose money as well as make it. How you’re taxed will depend on your circumstances, and pension and tax rules can change.


Self-invested personal pensions (SIPPs) are what you might call the ‘do-it-yourself’ pension scheme, as you have complete control over how your pension pot is invested, and the freedom to make changes as and when you want to make them. Once you reach age 55 you will have access to your whole pension pot and can choose how to use your pension in your retirement.

By choosing an AJ Bell Youinvest SIPP, you are benefiting from our extensive experience in this field – we were the first company to offer an online SIPP – and this has been recognised through the number of prestigious awards we have won.

AJ Bell Youinvest Which
  • The benefits of our SIPP

  • Invest up to £40,000 a year with tax relief

  • Low annual custody charge

  • Low cost dealing

  • Manage account online

  • Deal on the go with our mobile app

  • Save regularly from £25 per month

  • Wide range of investment options

  • Award winning service

A guide to SIPPs

Want the freedom to control your pension pot yourself? Our FREE guide tells you how a SIPP can help you reach your retirement goals.

Put your pension in your own hands with a self-invested personal pension

Open a SIPP Transfer a SIPP

View our charges

There are no charges to set up our SIPP and if you are moving an existing SIPP to us there are no transfer in charges. You can deal from as little as £1.50, and you will never pay more than £9.95 per online deal.

You can take your pick from an incredibly wide range of investment choices, including shares, funds, exchange traded funds and investment trusts. But if you need help choosing, try our investment ideas. Whether you’re after some fund suggestions, or want our investment specialists to do the hard work for you, we can help.

SIPPs are a type of pension suitable for investors who are comfortable making their own investment decisions. Investments go down in value as well as up so you could get back less than you invest. Find out more about SIPPs . Please read our key features and terms and conditions to help you decide whether a SIPP might be right for you.

When making any decisions about your pension, you should always be wary of pension fraud.

We make investing easier

For nearly twenty years, AJ Bell Youinvest has helped people invest in the life they want to live. We’re part of AJ Bell, one of the largest investment platforms in the UK, with £48.3 billion in assets under administration.

Our award-winning SIPP

We are proud winners of Best SIPP Provider at the City of London Wealth Management Awards, two years in a row.

View all our awards