How long does it take to withdraw funds from my Stocks and shares ISA or Dealing account?

To withdraw cash from your Stocks and shares ISA or Dealing account, log in to your account and select 'Withdrawals'. Your cash withdrawal will arrive in your nominated bank account within eight working days (though it normally won't take as long as this).

If you'd like the cash quicker, we can send your payment by CHAPS, which will cost you £25 plus VAT. To request a CHAPS payment, please email us at administration@youinvest.co.uk.

Keep in mind that every cash withdrawal includes authentication checks for your security. These could potentially delay when your cash reaches your account.

If you’ve recently sold investments, you can’t withdraw the proceeds until after the settlement day stated on your contract note. For this reason, the ‘available cash’ shown in your portfolio may differ from the amount actually available to withdraw.

Once money has been taken out of your ISA, keep in mind it can’t be paid back in if you’ve reached the annual ISA allowance limit for the current tax year.