Compare our accounts

  SIPP Stocks and shares ISA Dealing account
Available to UK residents
Tax relief on contributions / subscriptions
Tax free on withdrawal 25% tax free
Annual allowance / contribution limit Max £40,000 £15,240 Unlimited
Immediate access From age 55

(monies can only be replaced if you have available subscription allowance)

Ability to invest in full range of funds, shares, bonds and trackers

Self Invested Personal Pension

Account overviewMore on SIPPs
  • A SIPP is a type of personal pension which allows you to manage your investments
  • Funds are locked in the SIPP until age 55 or over
  • UK residents can open a SIPP, non-UK residents can transfer an existing UK pension into a SIPP
Tax statusSIPP tax benefits
  • Tax relief on contributions
  • Max annual allowance £40,000 (those who have taken benefits and higher earners may have a lower limit)
  • 25% tax free on exit with the remainder taxed at your marginal rate on withdrawal
  • Interest and investment income paid tax free
  • Investments grow free of capital gains tax
Account chargeSIPP charges
  • No set up costs and low charges
Account benefits
  • Wide range of investments
  • Access to your account 24/7
  • You make the investment decisions
  • Regular investment service with dealing from £1.50
Open a SIPP

Stocks and shares ISA

Account overview More on ISAs
  • Combines all the tax benefits of an ISA whilst allowing you to choose your own investments
  • Can be opened by UK residents aged over 18
Tax statusISA tax benefits
  • Interest and investment income paid tax free
  • Investments grow free of capital gains tax
Account chargeISA charges
  • No set-up costs and low charges
Account benefits
  • Wide range of investments
  • Access to your account 24/7
  • Tax efficient
  • Annual allowance of £15,240
  • You make the investment decisions
  • Regular investment service with dealing from £1.50
Open an ISA

Compare our range of accounts for children

Choosing the right account to give your offspring the best possible start in life is important. We offer a range of options to help you save for your children and choosing the correct one for you will depend largely on how and when you expect your child to be using the money you have saved for them. See our account comparison table for more information on the range of accounts.

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