Why can’t I withdraw my 'available cash'?
‘Available cash’ is the cash in your account you can use to invest – and this can differ from the cash in your account you’re able to withdraw.
If you want to withdraw cash from your account then you can withdraw the total of the cleared cash in your account minus any money earmarked for pending share or fund purchases and limit orders. If you’ve recently paid money into your account, it can take up to five days to clear.
Sales proceeds will normally be available to withdraw one day after the settlement date shown on your contract note. And keep in mind that there are restrictions on withdrawing from a Lifetime ISA (LISA) or SIPP. Find out more about withdrawing money from your Lifetime ISA and withdrawing money from your SIPP.
For a Stocks and shares ISA or Dealing account, you can withdraw cash by logging in to your account and selecting ‘Withdrawals’. Your cash withdrawal will arrive in your nominated bank account within five working days. If you withdraw money from an ISA, keep in mind it can’t be paid back in if you’ve reached the annual allowance limit for the current tax year.