How much can be paid into a Junior ISA?
For the 2022/23 tax year, the Junior ISA subscription limit is £9,000. This is a combined limit across both types of Junior ISA: cash, and stocks and shares.
Anyone can pay into a Junior ISA – up to that yearly limit. That includes relatives or friends, for example, who want to pay in for birthdays, Christmas or general gifts.
If you're the Junior ISA's registered contact (the person responsible for managing the account), you can make a payment by logging in to the account and clicking on ‘Single payment’. From this screen, you can also create a link which you can email to relatives or friends, letting them pay into the Junior ISA. They’ll need to confirm the child’s surname and date of birth to make the payment.
If you're the Junior ISA's registered contact, you can set up a regular Direct Debit to it by logging in to your own account (not the child's) and clicking ‘Regular payments’. If you don’t have a linked parent or guardian account, you can set up a Direct Debit by posting us a completed Junior ISA monthly payment form. And you can amend or cancel an existing Direct Debit by sending us a secure message from the Junior account.
Normally, money can’t be withdrawn from a Junior ISA until the child reaches 18. See our Junior ISA page for more details.