Can I open an ISA for a child?
You can open a Junior ISA for a child as long as they're under 18, and you have parental responsibility. You must both be resident in the UK.
Having opened the Junior ISA, you'll be known as the ‘registered contact’, responsible for managing the account.
If they hold a Child Trust Fund (CTF), you can only open a Junior ISA if the CTF is transferred as part of the application. After your child turns 18, they can transfer their CTF into a Stocks and shares ISA or a Lifetime ISA. Learn more about transferring a maturing CTF
If your child is 18 or over, you may want to consider a Lifetime ISA – to help them save for a first home or later in life.
To find out more about transferring a Junior ISA to us, visit our transfer to us page.
- Do you offer a Flexible ISA?
- How many ISAs can I have?
- Are there any conditions I have to meet to open a Stocks and shares ISA?
- Do you offer a cash ISA?
- Can I open an ISA with an initial lump sum and top up at a later date?
- Can I transfer a Child Trust Fund (CTF) into the AJ Bell Youinvest Junior ISA?