magazine archive

magazine archive

First-time Investor

What are stocks and shares?

Thursday 09 Apr 2020

For first-time investors, continued references in the media to ‘stocks’, ‘shares’ and ‘equities’ might lead you to think that they are all different things. However, they are all just different names for the same thing. It’s easiest to think of a ‘share’ as just that. If you buy shares in a company...

Everything you need to know about investment funds

Thursday 02 Apr 2020

In the latest part of our first-time investor series, we explain the benefits of investing in funds, investment trusts and exchange-traded funds (ETFs). There are thousands of funds on offer which provide access to an array of asset classes, geographic regions and investment styles ranging from...

Which account should I use: an ISA, SIPP or dealing account?

Thursday 19 Mar 2020

It’s easy to feel a bit overwhelmed when wanting to invest as there are so many decisions to make – how much to put in the markets, what to buy and when to sell. You needn’t be stressed as this series aims to give you all the information to make investing a lot easier. One of the first decisions...

How much should you invest?

Thursday 12 Mar 2020

Many people are unsure whether they have enough money to start investing. Fortunately there are only a few simple steps to follow to establish whether you are in a good position to begin putting money into the markets. First you need to think about all of your finances and prioritise paying off...

How much do charges affect your returns?

Thursday 05 Mar 2020

When you invest you’ll face lots of different charges, some tiny amounts and some slightly bigger. The main ones are the annual charge from the broker or platform through which you buy your investments. This is usually based on a percentage of the money you invest but is sometimes a flat rate. The...

Opening an investment account and making your first transaction

Thursday 27 Feb 2020

This is the third part of our series aimed at people new to investing. Parts one and two looked at why you should consider investing, how much you might invest and the benefits of starting as early as you can. In this article we will explain how to kick your investment journey into gear by finding...

New to investing: the difference in risk between cash, bonds and shares

Thursday 20 Feb 2020

You don’t need a lot of money to start investing. What’s more important is to start as early as possible. We’ll show you why in this article. So far in our first-time investor series we’ve explained the types of returns you can get on both saving in cash and investing your money. We also explained...

Getting started with investing

Thursday 13 Feb 2020

Just as the way we work has changed over the last decade, with more of us working ‘remotely’ or in temporary jobs, so the world of saving for our financial future has changed hugely. We all know we have to save and invest ourselves these days, but many of us just don’t know how to do it or even...