magazine archive

magazine archive


Automatic enrolment: the key facts

Thursday 14 Oct 2021

At the start of the century, the government of the time asked Dr Adair Turner to investigate poor pension saving rates. Turner’s Pension Commission suggested adopting automatic enrolment into a pension scheme. Since 2012, a new employee will automatically join the employer’s pension scheme, and...

Charting: How a classic mathematical series can help set price targets

Thursday 07 Oct 2021

The Fibonacci sequence, named after an Italian scholar of the same name, is a simple mathematical series where each number is the sum of the two preceding numbers. It starts as follows: 0, 1, 1, 2, 3, 5, 8, 13, 21, 34, 55, 89 The sequence is sometimes called ‘nature’s code’ because the numbers...

How to profit from Bollinger Bands

Thursday 30 Sep 2021

Bollinger Bands are a technical trading tool developed by John Bollinger in the 1980’s and were designed to capture high and low-price movements in relation to their trend. The two bands are dynamic which means the distance between them widens and narrows along with rising or falling share price...

Charts: Using relative strength to guide stock decisions

Thursday 16 Sep 2021

The relative strength index or RSI is a widely used technical tool which measures the size of recent price movements to determine whether a stock is overbought, and in danger of correction, or oversold and maybe about to rebound. Technically the RSI is an oscillator rather than an index, as it...

Charts: How to get the best out of moving averages

Thursday 09 Sep 2021

Following on from our introduction to technical analysis for beginners , this article looks at moving averages, describing why and how they can be used along with some basic strategies. Contrary to popular perceptions even fundamentally driven fund managers will often use charts to quickly get a...

An introduction to charting for first timers

Thursday 02 Sep 2021

Seasoned investors often dismiss technical analysis as having nothing to do with fundamental research, and of course they are right. There is no substitute for doing your own research on a company before buying shares. However, a picture paints a thousand words, and while share prices are meant to...

Find out how much you can save in your pension over your lifetime

Thursday 12 Aug 2021

The Government gives incentives to people who save in pensions, but there is a limit to its generosity and if you save too much then you may be hit with tax charges. How much can someone save in pensions over their lifetime? There isn’t a hard limit on the amount you can save over your lifetime,...

Look at preference shares if you seek stable income

Thursday 29 Jul 2021

Most stocks owned by retail investors are classified as ordinary shares, giving you part ownership of a company, the right to vote and receive any dividends declared. However, there is another category of share to explore. Preference shares might appeal to investors who are looking for stable...

Discover how much you can stick in a pension and still get government cash

Thursday 15 Jul 2021

The government operates generous incentives to encourage people to use a pension to save for their retirement, but it is worth bearing in mind these incentives are subject to a few controls and limits. WHAT IS THE ANNUAL ALLOWANCE FOR PENSIONS? The pensions annual allowance is the amount of money...

Expert Investor: Using relative valuation models

Thursday 15 Jul 2021

The reason that professional investors care about whether a company is sensibly valued or not is because they want to avoid shares that underperform the market. If most of the good news is already factored into a share, its price can fall precipitously depending on the extent of the over-valuation...