magazine archive
magazine archive
Money Matters
Understanding the tax benefits of giving to others
Thursday 20 Dec 2018Around Christmas many people choose to give to charity, set up regular donations for the year ahead or review the donations they’re already making. But how do you decide which cause to support and understand how your money is going to be spent? How do I know it’s a genuine charity? Check for the...
‘What are the advantages of pension consolidation?’
Thursday 13 Dec 2018Roy from London I’m a 50 year-old council worker who has had a variety of different jobs (and pensions) in the public and private sector. I reckon I’ve got about £140,000 in pension savings altogether. Are there any benefits to me combining these in one place? Or will the pension dashboard do this...
What changes will your finances face next year?
Thursday 13 Dec 2018As the new year fast approaches, savers and investors should be aware of the key dates and events happening for their finances in 2019. Here we look at the big things to look out for – and whether they will make you wealthier or poorer. END OF HELP-TO-BUY ISA From 30 November 2019 no-one can open a...
How inheritance tax could be made easier for 250,000 people
Thursday 06 Dec 2018Up to 250,000 people each year could avoid the stressful process of dealing with inheritance tax under new plans from the Government. The Office of Tax Simplification has released the first of its reports into how to overhaul the inheritance tax system in order to make it simpler and easier for...
How much cash is the right amount for your portfolio?
Thursday 29 Nov 2018Rising cash levels are a hot topic at the moment – from conversations among investors in the pub and on internet message boards, to well-respected professional investors amassing more cash than usual. The bouts of volatility in stock markets in recent months have caused some to panic and claim that...
Discover some of the most popular investments in Junior ISAs
Thursday 22 Nov 2018Many parents use tax-efficient Junior ISA accounts to save for their children, but how do they decide where to invest for their children’s future? Junior ISA accounts can grow tax-free, and can be opened from birth, with parents and grandparents able to pay in money each year, with the current tax...
How to save money when you’re investing
Thursday 15 Nov 2018Whether it’s a buy one get one free offer in the supermarket or getting an early deal on a getaway, most people love bagging a bargain. But it’s a bit more difficult when it comes to investing – shares don’t have three for two offers, and the only way to buy at a discount is if you do so when a...
How to hold various currencies in your ISA and SIPP
Thursday 01 Nov 2018Investors witnessing the current Brexit negotiations, and lack of progress, may be worrying about the impact on their portfolios. We’ve heard from readers who are worried about the impact a no-deal Brexit may have on their investments – but more specifically the effect it will have on the pound...
Attention! Your state pension is about to receive a welcome boost
Thursday 25 Oct 2018The latest official inflation statistics confirm that savers will get more money from the state pension next year. Wealthier savers are also set to benefit as the lifetime allowance edges a little higher from April 2019. STATE PENSION TRIPLE-LOCK The state pension increases every year by the...
What does the civil partnership ruling mean for personal finances?
Thursday 25 Oct 2018The Government has proposed to let mixed-sex couples have a civil partnership as an alternative to getting married. At the moment heterosexual couples can only get married, while same-sex couples have the option of either marriage or civil partnership. A number of mixed-sex couples had campaigned...