SIPPs are a type of pension suitable for investors who are comfortable making their own investment decisions. The value of your investments can go down as well as up and you may get back less than you originally invested. You can normally only access the money from age 55 (57 from 2028). We don't offer advice, so it's important you understand the risks, if you're unsure please consult a suitably qualified financial adviser. Tax treatment depends on your individual circumstances and rules may change. Past performance is not a guide to future performance and some investments need to be held for the long term.