Option two – keep your SIPP with AJ Bell

*Exclusive offer – No custody charges until 2019*

Why choose to keep your SIPP with AJ Bell?

Choosing us is a way to keep your SIPP in safe hands. For more than 20 years we’ve helped people with their pensions, and we were the first company to offer a SIPP online. Stay with us, and you’ll continue to take advantage of our industry-leading experience and multi award-winning expertise.

But there’s more to it than that. We also know how needlessly complex investing can sometimes seem – even to experienced investors. That’s why we seek, at every stage, to make everything as easy as possible for you. If you're after investment inspiration, we have plenty, including Shares magazine (the leading online publication for DIY investors), regular articles and videos, our own AJ Bell Passive fund range and a list of our Favourite funds. If you’re after help, our customer services team will talk to you by phone, email or web chat. And when you’ve chosen your investments – from our wide range of investment options – our website and app make keeping track of your dealing easy.

Option two means you keep your SIPP trustee and administration service with AJ Bell as well as moving your investments to AJ Bell Youinvest, our award-winning DIY investment platform.

To help you decide if Option two is right for you, here’s a quick list of advantages:

  • All custody charges waived until
    1 January 2019
  • Low-cost dealing from £1.50
  • Multi award-winning SIPP
  • Easy-to-use website and mobile apps
  • Free weekly copy of Shares magazine (worth over £220 per year) if your balance is over £4,000
  • Lots of investment ideas, including our Favourite funds list and plenty of articles and videos – featuring our own Russ Mould, a regular contributor to Radio and TV
  • Our long SIPP heritage gives us the knowledge and experience to support you in retirement

The value of your investments can go down as well as up and you may get back less than you originally invested. We don’t offer advice, so it’s important you understand the risks, if you’re unsure please consult a suitably qualified financial adviser.

Our charges

Custody charges Waived until 1 January 2019
Online dealing charges per deal Funds

Shares

Regular investments

Dividend reinvestment
£1.50

£9.95 (£4.95 for frequent dealers)

£1.50

1%, min £1.50, max £9.95
Charges for taking your pension Regular income
One-off payments
£100 + VAT pa
£25 + VAT each

For details of our custody charges from January 2019 see the table below or for all our charges see our charges and rates

We hope you will like our service but, if you change your mind and want to transfer your SIPP to another pension provider, we will not charge you any exit costs before 30 June 2018.

At a glance guide

The table below shows the key differences between the new TDDI SIPP and the AJ Bell Youinvest SIPP.

Features AJ Bell Youinvest SIPP New TDDI SIPP

Annual account fees

No charge

£100 + VAT payable annually in advance

Online dealing charges per deal – shares

£4.95 to £9.95 depending on deals in the previous month

£5.95 to £12.50 depending on deals in the last 90 days

Online dealing charges per deal - funds

£1.50

No charge

Custody charge – shares, ETFs and investment trusts

No charge until 1 January 2019
0.25% pa, max £25 pq

No charge

Custody charge - funds

No charge until 1 January 2019
0.25% for first £250,000, next £250,000 to £1m 0.1%, next £1m-£2m 0.05%, no charge over £2m

0.3% up to £250,000, then 0.25%. Max £1,500

Foreign exchange

1%

0.25% to 1.5%

Interest on cash

0.05% on balances over £50,000

0.1% gross

Dividend reinvestment

1%, min £1.50, max £9.95

£1.50 per deal

Income drawdown

£100 + VAT pa if regular income taken
£25 + VAT for one-off payments

£100 + VAT pa.
Includes regular and single one-off payments

Investment options

UK listed shares, ETFs and investment trusts
Funds

24 international markets including US and Canada

UK listed shares, ETFs and Investment Trusts
Funds (Unit Trusts & OEICs)
US and Canadian markets
12 other international markets

Cash management

Sterling

Multi-currency services

Read more about the AJ Bell Youinvest SIPP here.

How to stay with AJ Bell

If you have carefully considered your options and would like to move to AJ Bell Youinvest, it’s easy. You don't need to complete a discharge form. All you need to do is complete the preference form and select Option two. Then return your preference form to:

Product Administration Team (SIPP), TD Direct Investing (Europe) Ltd, Exchange court, Duncombe Street, Leeds LS1 4AX

Act by 30 September 2017

Download and complete the preference form

See the other options for your SIPP

Return to TDDI website
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Our awards

     
AJ Bell Youinvest - AJ Bell Youinvest - AJ Bell Youinvest - AJ Bell Youinvest -
AJ Bell Youinvest - City of London Wealth Management Awards - 'Best ISA Provider 2017' AJ Bell Youinvest -
City of London Wealth Management Awards - 'Best Junior ISA Provider 2017'
AJ Bell Youinvest -
Boring Money - 'Gold Best Buy 2017'
AJ Bell Youinvest - Professional Adviser Awards - 'Best Platform for D2C 2017'