Self-invested personal pension (SIPP)

A type of pension that gives you more control over your pot. You can choose how much you pay in, as well as what you invest in.

As it’s a pension, you have generous tax reliefs and incentives on money you save into a SIPP (although limits do apply), and your investments can grow free of tax.

When the time comes to access your SIPP, you can take up to 25% tax free, and you’ve flexibility over how and when you draw income from the remaining pot.

More on SIPPs

Popular terms

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...

Pension builder

The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into...

Non-workplace pension

A type of pension that you set up yourself. You control how much you pay in (and when) as well...