Uncrystallised

Describes any pension savings you haven’t accessed yet. You need to access (crystallise) these funds before you can take income from them.See also crystallised funds.

More on Pensions and retirement

Popular terms

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...

Pension builder

The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into...

Non-workplace pension

A type of pension that you set up yourself. You control how much you pay in (and when) as well...