Term deposit
An investment in which you lock away your cash for a specified amount of time (the ‘term’) in return for a guaranteed rate of interest.
The specific term can be from one month up to a number of years. There may also be a minimum amount you need to set aside (known as the ‘deposit’).
Popular terms
Ready-made pension
A simple, low-cost pension where you choose from four AJ Bell fund options.
Money paid in is automatically invested...
Pension builder
The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into...
Non-workplace pension
A type of pension that you set up yourself. You control how much you pay in (and when) as well...