ISA allowance

The maximum amount you can pay into ISAs in a tax year. For 2024/25, it’s £20,000. You can split this allowance between different ISAs, providing you stay within the overall limit.

Keep in mind that a Lifetime ISA has its own limit of £4,000 per tax year. Payments into AJ Bell’s Lifetime ISA count towards both the Lifetime ISA payment limit and the overall £20,000 ISA limit.

Popular terms

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...

Pension builder

The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into...

Non-workplace pension

A type of pension that you set up yourself. You control how much you pay in (and when) as well...