Financial Services Compensation Scheme (FSCS)

The UK's deposit guarantee scheme. It also pays compensation to consumers in the unlikely event a financial services firm (covered by the scheme) they save or invest with stops trading, subject to certain conditions. For banks and building societies with eligible deposits, the FSCS compensation limit is £85,000 per banking licence.

As a customer, the cash you hold with us is eligible for protection under the FSCS. To reduce your exposure to the risk of any individual bank failing, we hold your cash across a range of carefully selected banks.

Learn more about how the FSCS protects cash you hold with us, or visit the FSCS website.

Popular terms

Ready-made pension

A simple, low-cost pension where you choose from four AJ Bell fund options.

Money paid in is automatically invested...

Pension builder

The Pension builder fund is AJ Bell’s low-cost standard option, designed to help you invest the money you’ve paid into...

Non-workplace pension

A type of pension that you set up yourself. You control how much you pay in (and when) as well...