The Cash savings hub takes the fuss out of finding better interest rates. In just one place, you can choose between competitive accounts, deposit your cash, and take instant action when your term is up. No form-filling, no paperwork – and all completely free to use.
Why choose the Cash savings hub
Three steps to easier saving
Before you get started, you'll first need to open an AJ Bell Youinvest account if you don't have one already. Browse our accounts.
What happens when my savings term is up?
Fixed term accounts – when your term is nearly up, we’ll email you with your options. If you decide not to renew the account, or it isn’t possible to, your cash will automatically return to your transit account once the term finishes
- Once the money is back in your transit account, you can decide to deposit it in another savings account, or withdraw it.
- For a fixed term account, you can’t withdraw money until the term is up. For a notice account, you’ll need to give the length of notice specified by the account before you can withdraw
- It’s up to the partner bank whether you can renew a fixed term savings account. Check your options in advance by logging in to your Cash savings hub
- After your fixed term account is up or your notice period has passed, it will take up to four working days for your cash and interest to transfer back to your transit account
How do I know I’m getting a competitive rate?
We work hard to ensure our rates are among the best on offer. And our partner banks offer a wide range of savings terms, letting you choose how long your savings are locked away.
What is a Sharia account?
To comply with Islamic law, a Sharia account pays an 'expected profit rate' (EPR) rather than interest. Anyone can open a Sharia account, which offers the same FSCS cover as a regular account. Learn more about Sharia savings accounts.