Learn about ISAs

The ins and outs of saving and investing in ISAs, including tax perks, allowances and how to transfer between ISA providers.

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Latest articles from ISA
  • What happens to a Junior ISA at 18?

    When a child turns age 18, we’ll convert their Junior ISA to a Stocks and shares ISA in their own name. As the account...

    Fri, 23/02/2024 - 16:33


  • Additional permitted subscription (APS)

    Anyone can inherit ISA cash and investments. But if you’re a surviving spouse or civil partner, you’ll also receive an extra ISA allowance, officially...

    Fri, 23/02/2024 - 15:28


  • What happens to my ISA when I die?

    Individual Savings Accounts (ISAs) are a brilliant way to save and invest tax efficiently while you’re alive, but what happens to those savings and...

    Fri, 23/02/2024 - 11:59


  • ISA millionaire

    Do you ever dream of being a millionaire? It’s reality rather than fantasy for a growing number of AJ Bell customers and achieving this goal...

    Wed, 21/02/2024 - 08:53


  • Bed and ISA

    A Bed and ISA deal lets you sell an investment in your Dealing account and buy it back in your ISA. Find out more about...

    Mon, 05/02/2024 - 14:54


  • How to benefit from higher interest rates

    As interest rates have risen over the last two years, cash products have grown in popularity. Especially Cash ISAs, which allow you to receive your...

    Thu, 25/01/2024 - 15:01


  • Which ISA is best?

    Launched in 1999, Individual Savings Accounts (ISAs) have helped millions save and invest for their futures. However, in recent years the ISA landscape has become...

    Tue, 16/01/2024 - 13:44


  • Cash ISA vs Stocks and shares ISA

    Explore the differences between a Cash ISA and an investment ISA, including tax, returns and interest rates, to help you decide which is right for you.

    Wed, 27/12/2023 - 10:25


  • ISAs vs SIPPs

    Stocks and shares ISAs and self-invested personal pensions (SIPPs) are tax-efficient accounts (or ‘wrappers’) for holding your investments. On this page we’ll look at how each account works, so you can decide which could be best for you and your goals.

    Tue, 11/04/2023 - 12:45


  • Five people who should consider using an ISA

    The existence of Personal Savings Allowance has meant that many investors are less eager to open ISAs to protect their money from the taxman....

    Thu, 06/04/2023 - 18:07