magazine archive

magazine archive

Editor's View

Fundsmith’s annual letter is essential reading

Thursday 23 Jan 2020

In much the same way Warren Buffett’s annual letter to Berkshire Hathaway investors is eagerly awaited every year for its pearls of investing wisdom, Terry Smith’s letter to Fundsmith Equity (B41YBW7) investors has also become an annual publication worth savouring. His tenth letter has just been...

Good news on the horizon for your cash savings

Thursday 16 Jan 2020

Proposals from the Financial Conduct Authority (FCA), a regulator, to simplify the easy access cash savings market are important on many levels. The need to find the best deal on cash is often forgotten by investors, despite many people putting so much work into researching the best stock, fund or...

Plenty of opportunities despite new year wobble

Thursday 09 Jan 2020

The New Year has been fairly testing for investors after an initial bout of joy. The first few days were rewarding on the markets until everyone’s attention turned to tensions between the US and the Iran, putting stocks into reverse. Investors were braced for more pulling and shoving between the US...

A year of celebration as equity markets soar

Thursday 19 Dec 2019

A year ago this column offered some reassurance to readers that it is normal for markets to both rise and fall and not to give up when markets are going through a difficult patch. At the time the FTSE 100 was nursing a 12% loss for the year. Twelve months later the mood has switched from...

Follow these golden rules when searching for income

Thursday 12 Dec 2019

Investors continue to face obstacles in the search for income. In the past week alone, oil producer Tullow Oil ( TLW ) has suspended its dividend and troubled investment trust Hadrian’s Wall ( HWSL ) says its future dividend payments will depend on its ability to realise value from its portfolio...

Lloyds investors finally rewarded for their patience

Thursday 05 Dec 2019

Banking group Lloyds ( LLOY ) has in 2019 enjoyed its best year on the stock market since 2013 in share price terms. It has also been the best performing London-listed bank. That’s quite an achievement for a stock that has seen some wild swings in its share price. Eight years out of the past 14...

Should regulators be doing more to help investors?

Thursday 28 Nov 2019

On 25 November ride-hailing app Uber became the latest company to feel the bite of the regulator as Transport for London withdrew its licence to operate in the capital. We have previously written about the growing trend for regulatory bodies to bare their claws where they see corporate failings or...

It could get harder to find reliable and growing dividends

Thursday 21 Nov 2019

The search for reliable income remains a tough challenge for investors and unfortunately that quest is becoming even harder as corporate profit warnings rise, potentially leading to dividend cuts. The UK’s FTSE 100 index offers one of the highest yields in the world at 4.6% which is attractive...

Tracker funds win a greater share of investors’ money

Thursday 14 Nov 2019

The latest data from the Investment Association (IA) shows that investors are increasingly taking money out of actively-managed equity funds and putting cash into tracker funds and bond funds. This could possibly be explained by investors becoming increasingly frustrated at many fund managers...

How do we get people to read pension statements?

Thursday 07 Nov 2019

Once a year anyone saving into a defined contribution pension plan receives an annual statement to show how much they’ve got and what their pot might be worth at retirement. The purpose is to keep people informed so they can work out if they might have adequate money in retirement to live the life...