magazine archive

magazine archive

Money Matters

Key points to understand about ethical investments

Thursday 22 Oct 2020

It’s impossible to ignore the tremendous attention to environmental matters that has emerged across the globe in recent years. Campaigners and activists have put green credentials on the priority list for most politicians, with Boris Johnson recently reinforcing his pledge to make the UK greener...

Personal finance tips for small business owners

Thursday 15 Oct 2020

Careful money management and keeping a lid on costs is vital when you’re running a small business, especially in the current environment of exceptional challenges. UK small businesses lost £2.2 billion in revenue for goods and services provided during lockdown as their customers become insolvent...

What would make people more interested in ETFs?

Thursday 08 Oct 2020

The passive funds market in the US is huge, with exchange-traded funds (ETFs) widely used by a range of investors, both novice and sophisticated. Globally, the ETF market is worth more than $7 trillion, according to ETFGI, of which around $4.6 trillion is in US-listed funds, while $1.08 trillion is...

The financial advantages of being married

Thursday 01 Oct 2020

‘It’s just a piece of paper’. ‘We’ve got a mortgage and kids, we’re already committed.’ ‘We can’t afford a fancy wedding.’ Whatever your objections to marriage, don’t be so quick to rule it out. The financial benefits can be huge, and not everyone realises quite how much security they’re missing...

Do I need to bother with property funds if I’m a homeowner?

Thursday 24 Sep 2020

It’s a commonly held view that homeowners don’t need any other type of exposure to the property sector to be well diversified in investment terms. But does owning a residential property in which you live provide enough exposure to that asset class? Or do you need exposure in another way? Let’s...

Your options as mortgage holidays come to an end

Thursday 10 Sep 2020

Millions of homeowners have taken a break from paying their mortgage, but as the Covid-19 scheme of mortgage payment holidays comes to an end, what are your options? In order to help households who might be struggling with their finances during lockdown and the current pandemic, the regulator told...

What’s the cheapest way to borrow money now?

Thursday 03 Sep 2020

With the pandemic putting people’s finances under pressure, many of us are paying down debt to get into a more stable financial position. Data from UK Finance reveals the annual growth rate of outstanding credit card balances fell 12.6% during the final month of lockdown, as consumers rushed to...

As redundancy soars, what are you entitled to and how do you claim?

Thursday 03 Sep 2020

One unfortunate effect of the pandemic is that lots of people have lost their job, with thousands being made redundant in recent months. The latest jobs figures show that 730,000 fewer people were on company payrolls compared to the start of the Covid-19 crisis. Despite this, the official...

Next steps for 18-year-olds as their child trust funds mature

Thursday 27 Aug 2020

This September marks the 18th anniversary of the first child trust funds being issued, which means that the first recipients will be able to get their hands on the money. With lots of people unaware they even have one, let alone how to manage it, what should they be doing with the money? Here we...

Joining the kids savings boom

Thursday 20 Aug 2020

Parents and grandparents have put away more money for their children during the current coronavirus pandemic, as they’ve saved money on their usual outgoings and funnelled that into Junior ISAs. Lots of people have found they’ve saved money during lockdown, whether that’s not paying for commuting...