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Six ways to get paid in retirement

Thursday 21 Mar 2019

Generating a steady income from the markets in retirement isn’t as hard as you might think. Doing some basic research and understanding the risks involved with certain investment products are good starting points. In this article we’ll discuss these topics and more in order to help you find that...

Five stocks in trouble

Thursday 14 Mar 2019

A contrarian investor looks for unloved assets and buys them cheaply in the expectation that sentiment will change and he or she will be able to bank a healthy profit. This is not an easy thing to do. Most of us prefer the comfort of falling in with the crowd. Sticking one’s neck out, particularly...

Taking an income in retirement: how much should I withdraw a year?

Thursday 07 Mar 2019

Changes in 2015 to the way pensions could be accessed mean you no longer have to buy an annuity with your pension, thereby opening the door to a wide range of options for retirees, and some conundrums in how to invest. You can still choose to buy an annuity to obtain a guaranteed income for life...

Electric energy plays

Thursday 28 Feb 2019

Meeting global energy demand will be a key challenge in the decades ahead but it should also create opportunities for investors. In this article we will discuss how you could benefit from some of the long-term trends in the power generation market through both funds and individual stocks. Global...

Beat the bank: how to get a better return on your cash

Thursday 21 Feb 2019

We’re a nation of cash savers, with Brits putting more than 72% of their ISA money in cash last year, rather than investing it. However, with interest rates having hit record lows over the past decade these savers are earning miserly returns on their pots. The Bank of England’s base rate is...

Premium Bonds: is it time to move on?

Thursday 14 Feb 2019

National Savings & Investment (NS&I) has just cut the minimum investment into Premium Bonds to encourage more investors to put money into one of the uk’s most popular savings vehicles. It wants to attract £9bn of new investment into its savings products. Are Premium Bonds outdated or a...

How your ISA can pay you £10,000 a year – tax free

Thursday 07 Feb 2019

Wouldn’t it be great if in your retirement you could pay for all the boring bills in your life with a tax-free income, and keep your pension savings for the fun stuff? People who save into an ISA benefit not only from tax-free growth on their investments but they can also draw income off their...

Investments that earn you more and more

Thursday 31 Jan 2019

At 4.8%, the average dividend yield on UK stocks is back at levels not seen since the global financial crisis, according to Link Asset Services. However, if you’re investing for the long-term, a sound approach is to focus on companies with the capacity to keep on growing their dividend year-after-...

Safety net

Thursday 24 Jan 2019

When investors buy shares in quoted companies they know that their capital is at risk and that the companies they own could underperform or in the worst-case scenario go bust. If a stock underperforms the market for a long period of time, sometimes a big activist investor will step in and demand...

Time to buy housebuilders

Thursday 17 Jan 2019

We are turning positive on the housebuilding sector on the basis that shares in the biggest companies are currently too cheap to ignore. Some are offering dividend yields in double-digits which are supported by strong balance sheets. In our view the robust financial positions enjoyed by the sector...