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Please note that tax, investment, pension and ISA rules can change and the information and any views contained in this article may now be inaccurate.

Virgin Money's product is the best of a bad bunch, in terms of interest rates
Thursday 23 Mar 2017 Author: Daniel Coatsworth

Everyone should keep some of their money in cash, as you never know what’s around the corner. Unemployment, a broken boiler, a failed MOT; the list is endless.

Virgin Money currently offers the best rate for an instant access ISA at 1.01%. The rate falls if you make more than three withdrawals a year.

Anyone wanting to regularly withdraw cash may find Post Office’s ISA more attractive. You get paid 0.9% interest in the first year and can take out £10 or more as many times as you like in that period.

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