ISAs, or individual savings accounts, are popular with all types of investors – and it's easy to see why. Not only do they offer generous tax benefits, letting you keep more of your money, but you can take that money out whenever you want (though keep in mind you won't be able to put it back without using up your allowance).
Every year, you can invest up to £20,000 into your ISA, sheltering it from income and capital gains tax. And it’s a good idea to use as much of your allowance each tax year as you can, since any unused allowance doesn’t roll over from one year to the next.
- All you need to do is pick the Passive fund that's right for you, and how much to invest. Our experts do the rest
- Choose from five Passive funds, rated from 'cautious' up to 'adventurous', depending on the expected level of risk and return
- Our low-cost model means you won’t risk paying too much in charges