The toe dipper

Our low-cost Funds mean you don’t
have to jump in the deep end

AJ Bell Passive funds

Want to make your money work hard, while you take it easy? The AJ Bell Passive funds have been created to make investing simpler, to save you not just money, but something just as valuable: time.

Our low-cost Passive funds are managed by our team of experts, which means you don't have to worry about choosing individual investments, keeping up to speed with the markets or rebalancing your portfolio. We do all of that for you.

The only decision you need to make is which Passive fund is right for you. There are six to choose from, rated from ‘Cautious’ up to ‘Global Growth’, depending on the level of risk and reward you’re happy with.

Once you’ve picked your fund, added it to your basket and checked out, you just need to choose how much to invest. It’s as easy as that.

Kevin Doran, Chief Investment Officer introduces the AJ Bell Passive funds.
  • Low-cost –You ’ll pay no dealing charge for buying a fund, no custody charge until January 2019, and never more than 0.5% in ongoing charges (so there are no surprises)
  • Choose how much risk is right for you – from ‘Cautious’ to ‘Global Growth’, there’s a fund to suit your investing needs
  • Easy, no-hassle investing – all you need to do is choose your fund and how much to invest. Our experts do the rest for you

In making the Passive funds available to you, we are not giving you personal advice. Before you invest you need to make sure that you understand all the risks and are comfortable that this investment is right for you. The value could go down as well as up. Make sure you read the factsheet and KIID before investing to understand the full picture.

Choose your fund

Which fund is right for you will depend on how you feel about risk and reward. Are you Cautious, keen to see your money grow, but even keener not to see it shrink? Are you Adventurous, prepared to accept potential losses for the chance of greater long-term gain? Or do you want to chase Global Growth, by investing in the companies and sectors of tomorrow?

There's a fund to suit every investing goal – find the one for you.

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Typically lower rewards

Typically higher rewards

Low risk

High risk

AJ Bell Passive Cautious fund

Is this the right fund for me?

The Cautious fund is right for you if want to give your money a chance to grow faster than it would in a savings account – but your main priority is avoiding loss.

To achieve consistent growth over the long term, the Cautious fund invests mostly in steady assets such as bonds, and only sparingly in aggressive assets such as shares.

The aim is to deliver the maximum return for investors who want to keep market ups and downs to a minimum.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the cautious fund for 20 years.

This chart shows the range of returns we would normally expect the fund to make. Whilst we have been careful in the assumptions used in this forecast, it is only a forecast and cannot be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

AJ Bell Passive Moderately Cautious fund

Is this the right fund for me?

The Moderately Cautious fund is right for you if you can accept a little uncertainty to achieve a potentially larger return – but safety remains your priority.

To achieve consistent growth over the long term, the Moderately Cautious fund tilts towards steady assets such as bonds, and away from aggressive assets such as shares.

The aim is to deliver the maximum return for investors who want to protect themselves from the majority of the market’s ups and downs.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the moderately cautious fund for 20 years.

This chart shows the range of returns we would normally expect the fund to make. Whilst we have been careful in the assumptions used in this forecast, it is only a forecast and cannot be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

AJ Bell Passive Balanced fund

Is this the right fund for me?

The Balanced fund is right for you if you’re keen to see your money grow, but equally keen to keep unpredictability at bay.

To achieve consistent growth over the long term, the Balanced fund mixes steady assets such as bonds with aggressive assets such as shares.

The aim is to deliver the maximum return for investors who can live with the occasional up and down in the market.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the balanced fund for 20 years.

This chart shows the range of returns we would normally expect the fund to make. Whilst we have been careful in the assumptions used in this forecast, it is only a forecast and cannot be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

AJ Bell Passive Moderately Adventurous fund

Is this the right fund for me?

The Moderately Adventurous fund is right for you if you want a high return and can live with most of the market’s peaks and troughs.

To achieve high growth over the long term, the Moderately Adventurous fund tilts towards aggressive assets such as shares, and away from steady assets such as bonds.

The aim is to deliver the maximum return for investors seeking large growth – but also protection from the market’s sharper ups and downs.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the moderately adventurous fund for 20 years.

This chart shows the range of returns we would normally expect the fund to make. Whilst we have been careful in the assumptions used in this forecast, it is only a forecast and cannot be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

AJ Bell Passive Adventurous fund

Is this the right fund for me?

The Adventurous fund is right for you if a high return is your priority, and you don’t mind the uncertainty that goes with it.

To achieve high growth over the long term, the Adventurous fund invests mostly in aggressive assets such as shares, and only sparingly in steady assets such as bonds.

The aim is to deliver the maximum return for investors happy to live with with the market’s sharpest ups and downs.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the adventurous fund for 20 years.

This chart shows the range of returns you would normally expect to make by investing in this fund. While we've been careful in the assumptions we've made, this is only a forecast and can't be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

AJ Bell Passive Global Growth fund

Is this the right fund for me?

The Global Growth fund is right for you if you want your money invested in the parts of the economy with the highest potential to grow. You’re happy to accept a high degree of uncertainty to achieve a high return over the long term (five years and more).

To achieve this, the Global Growth fund invests mostly in aggressive assets such as shares – including those in emerging markets and global technology – and only sparingly in steady assets such as bonds.

The aim is to deliver the maximum return for investors prepared to accept some potentially sharp ups and downs on the way.

Projected fund performance

Likely high, medium and low returns for £10,000 invested in the Global Growth fund for 20 years.

 

This chart shows the range of returns we would normally expect the fund to make. Whilst we have been careful in the assumptions used in this forecast, it is only a forecast and cannot be relied on as a true indicator of future performance. Read more about the charts and assumptions made.

Fund charges

At AJ Bell Youinvest, we always want to give you the best possible investment at the lowest possible price. And our Passive funds are no different.

That’s why we’ve capped the OCF (or ongoing charges figure) for each fund at just 0.5%. The OCF covers a fund’s expenses, from fund management fees to custody, legal and accountancy charges. Very few fund managers agree to cap it, but we’ve done so to give you complete transparency on how much you’ll pay.

You’ll also pay no dealing charges for buying any of the AJ Bell Passive funds, and until January 2019, you’ll pay no custody charges either. Read more on our charges and rates.

  • Capped OCF of 0.5% pa
  • No charge to buy this fund

Start investing now – open an account with AJ Bell Youinvest and add this fund to your or set up a regular investment.

Selected items: 0 Checkout