Balanced portfolio

Please understand if you wish to build your portfolio we will not be able to guide you on the risk levels.

Our balanced portfolio aims for growth and income through taking some risk without extreme volatility.

This portfolio has a balance of lower and medium risk investments to target higher total returns.

Investment chargesInvestment guidance charge Nil
Our purchase charge per investment £4.95*Annual fund managers' charge 0.22%
Minimum investment £4,000Our annual custody charge 0.25%**

* To invest in the balanced portfolio the total dealing charge will be £29.70

** Custody charge capped at £25 per quarter for SIPPs, £7.50 per quarter for ISA and Dealing accounts and £5 per quarter for Junior ISAs.

The annual fund managers' charge is the blended fund managers' charge across the portfolio, using the industry standard Ongoing Charges Figure (OCF).

For full details of all charges see our charges.

Remember that this is only guidance to help you - you should research each investment and consider whether it suits you before investing. Once you have invested you are responsible for managing your investments.

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Your Portfolio

Investments?
Fund managers' charge p.a.?
Estimated allocation amount?
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Global large cap equities

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0.20%
%

UK large cap equities

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0.20%
%

Emerging markets equities

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0.45%
%

UK corporate bonds

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0.20%
%
0.20%
%
0.20%
%
6 investments in this portfolio
Avg:0.22% p.a.
Total allocation: 100%

Historical summary

This historical summary is for illustration purposes only. Historic performance of this portfolio has been calculated using the current asset allocation and the selected tracker funds where available. One or more of the tracker funds may have a performance history shorter than 10 years and where this is the case an appropriate index or indices have been selected to simulate the performance of the tracker fund(s). The index performance will not have been subject to tracker fund related charges. The fund managers' total annual charge for the selected portfolio is 0.22% p.a. The chart shows total return, or capital growth plus income and is not a guide to future performance.

For full details of the calculation of historic performance for the global tracker portfolios or to find out more about the indices which are being used please contact the Dealing services team.

Please remember that divergence from this model portfolio could lead to significantly different returns from those shown here. The returns are intended as an example of market variations, rather than any guarantee of future performance.

Annualised Total Return: 6.36%.

Historic performance chart

Source data: Morningstar TM

Remember that past performance is no guarantee of future returns. Note that divergence from this allocation could lead to significantly different returns from those shown here. The returns are intended as an example of the ups and downs of markets, rather than any guarantee of performance.

Portfolio Strategy and Volatility

Portfolio strategy and volatility

The portfolio aims to provide capital gains with potential for income gains, while accepting the prospect of some volatility, over 5+ years.

About this mix

The portfolio features a mix of global shares, also known as equities, and Government and good-quality corporate bonds to provide the potential for both capital gains and some income. The shares element aims to generate capital gains and some income whilst the bond portion is designed to generate income and offer some capital protection. The small exposure to Emerging Markets raises the potential risks but also offers access to markets with potentially superior long-term growth prospects.

What to expect next
  • Step 1: Portfolio
  • Step 2: Review orders
  • Step 3: Confirmation of orders
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