Child Trust Fund to Junior ISA transfers

Open a Junior ISA

You can transfer the savings from a Child Trust Fund (CTF) to our Junior ISA. It's a low-cost, tax-efficient way of saving for your child's future.

We offer a stocks and shares Junior ISA with a great range of benefits:

  • Low charges

  • Manage all your family’s accounts in one place

  • Deal online from £1.50

  • Wide range of investment options

  • Save regularly from £25

Remember that when you transfer a CTF to a Junior ISA, you'll be responsible for investing the money. Not sure which investments to pick? Our range of expert investment ideas can give you a helping hand.

It's also important to remember that the value of investments can change, and you could lose money as well as make it. How you’re taxed depends on your circumstances, and Junior ISA and tax rules could change.

Transferring your Child Trust Fund

To transfer a CTF to us, you’ll need to open a Junior ISA. It’s a simple online process that takes under 10 minutes. You’ll be asked to provide details of the CTF you are transferring (including the child’s Unique Reference Number), and will need to complete and post us a Child Trust Fund to Junior ISA transfer form.

As your child can't hold a CTF and Junior ISA at the same time, you'll need to fully transfer – and then close – their CTF. Only the registered contact of a CTF can request to transfer the account, and the same person must also be the registered contact for the new Junior ISA. If the registered contact's details don't match, the CTF provider will reject the transfer, causing a delay.

Open a Junior ISA

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For nearly twenty years, AJ Bell Youinvest has helped people invest in the life they want to live. We’re part of AJ Bell, one of the largest investment platforms in the UK, with £54.7 billion in assets under administration.


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We’re here to make things easier for you

Sometimes tackling your investments can seem like a real headache. That’s why we strive to do one thing here at AJ Bell Youinvest – to make investing as easy as possible for you.

AJ Bell is now one the UK's largest online investment platforms, with £54.7 billion in assets under administration.

We’ve succeeded by staying true to our beliefs, by understanding your needs as a DIY investor and by providing award-winning accounts, backed up with excellent service at a low cost.

Regulated by the Financial Conduct Authority, we take your security as seriously as you do, and have comprehensive measures in place to keep you and your money safe. You can find out more by visiting our security centre.

So whatever stage you’re at, we’re sure we can help you manage your money and your future.

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