Can I transfer a Child Trust Fund (CTF) into the AJ Bell Youinvest Junior ISA?
Yes. To transfer your child’s CTF to an AJ Bell Youinvest Junior ISA, first open a Junior ISA. You can do this online in just a few minutes. Once you’ve opened your Junior ISA, you’ll need to complete a CTF to Junior ISA transfer form. Again, you can do this online when you’re logged in to your account. Then just print and post it to us.
To transfer a CTF, you’ll need its unique reference number (URN), which isn’t the same as the account number. If you can’t find the URN, you may need to request it from your CTF provider.
Only the registered contact of a CTF can request to transfer the account, and the same person must also be the registered contact for the new Junior ISA. If the registered contact's details don't match, the CTF provider will reject the transfer, causing a delay. You can only pay money into the Junior ISA once you’ve requested to transfer the CTF.
After your child turns 18, you can no longer transfer their CTF to a Junior ISA. But they can choose to transfer it to a Stocks and shares ISA or Lifetime ISA instead. Learn more about transferring a maturing Child Trust Fund