Paragon Group of Companies has improved its FY pretax profit to £143.2m, from £134.2m. Dividend totalled 13.5p a share, from 11.0p.
"I am pleased to report a strong set of results in which we significantly increased revenue, strengthened net interest margins and improved return on equity, whilst maintaining pricing and credit discipline," said CEO Nigel Terrington in a statement.
"Whilst the year has been disrupted by fiscal and regulatory changes, as well as political and macro economic factors, our customers' performance has been exemplary and new business activity has seen encouraging growth recently."
Its Core Tier 1 ratio was 15.9%, from 19.1%, and its Total Capital ratio was 19.0%, from 19.8%.