SIPP

What does our SIPP offer you?

SIPPs (Self Invested Personal Pensions) are pensions schemes that give you the freedom to decide exactly how your retirement savings are invested. Because you manage your investments, a SIPP is effectively the "do-it-yourself pension scheme".

SIPPs can offer you choice and control when saving for retirement and you also have the peace of mind of investing with a leading SIPP provider.

Pensions freedom day - find out more
Pensions freedom day - find out more

Low-cost features include:

tick Deal online from just £4.95 and never pay more than £9.95 per online deal
tick No set up charges
tick No transfer in charges

Great discounts for frequent dealers

Pay only £4.95 per online deal to either buy or sell investments when you place 10 deals or more in the previous month. For example, the dealing charge you pay in February will depend on the number of deals you made in January.

The total number of deals will take into account deals made online, by telephone and made across your SIPP, ISA and Dealing Account (excluding any regular investment deals).

See our SIPP charges and rates.

A market leading investment range

tick We offer a market leading range of investment funds to choose from (both unit trusts and OEICs), including clean funds.
tick You can invest in any securities that are quoted on a recognised stock exchange and are settled within CREST. (CREST is the electronic settlement system through which the London Stock Exchange settles bargains.) This range includes UK and Irish securities as well as international securities across 21 markets.
tick You can invest in government bonds, corporate bonds, permanent interest bearing shares (PIBS), warrants, covered warrants and investment trusts.
tick You can invest in exchange traded funds (ETFs) and exchange traded commodities (ETCs).
tick Regular investing is available across the FTSE 350, selected funds in our funds universe, selected investment trusts, ETFs and ETCs. Use our Regular Investment Service and never pay more than £1.50 per online deal when you buy an investment. Plus you can save from just £25 a month.

Read more about the investment options that our SIPP offers you.

Great functionality

tick View your SIPP portfolio online 24 hours a day, 7 days a week, anywhere in the world.
tick Deal online through our secure area quickly and simply. Equity deals are processed immediately.
tick Use your debit card to fund your dealing account instantly and deal.

Why not try our dealing demo to see just how easy it is to manage your SIPP online? Our dealing FAQs can answer any questions you may have about online dealing.

Award winning pensions service

tick AJ Bell Youinvest (previously known as Sippdeal) was the UK’s first online SIPP provider. Both us and AJ Bell have won prestigious awards year after year for our great service and innovative products. In 2013, award wins include "Best online SIPP provider" at the Your Money Direct Awards and "Best SIPP provider" at the City of London Wealth Management Awards.
Important information
The value of investments can go down as well as up and you may not get back your original investment. Tax rules can change in the future and the tax treatment depends on your personal circumstances.
Apply now
Applying for a SIPP has just a few simple steps and only takes a few minutes.

Apply now

Free guide to SIPPs
Our FREE guide gives you
an introduction to SIPPs,
and how they can help you achieve your pensions goals...

Download now

Sippdeal is the best thing to happen to my pension and I am only annoyed with myself for not doing this sooner!

Mr Quaglia, Aberdeen

Customer feedback
Easy to use website and helpful customer service
Always prompt, clear and effective.
Excellent and continues to get better.
Very good customer service and platforms (web and mobile). Pricing structure is very good.
Easy to navigate and quick responses if there is an issue.
100% accurate and always quick to respond to queries.
Very good service overall.
Very easy to use website, with very useful information. When I had to contact customer services they have been very helpful
Have had no problems quick reply's to e-mail web site easy to use very happy
All straightforward, pension transfers handles very efficiently. Website is easy to use.
Great costs, consistent and reliable service, flexible products, and seem to know very well what it is I want from them.
Extremely competitive rates with a wide range of products enabling me to get sufficiently diversified portfolio without the costs reducing my returns significantly.
Good platform, easy to use, low dealing costs, no hidden costs, good customer service.
Excellent site, clearly laid out, gives me all I need to research, buy/sell stocks and monitor them, plus they don't pester.
An easy website for getting valuations and making transactions. Very efficient administration when making transfer payments in.
Used you for a number of years now. Website works efficiently; staff are always courteous, helpful and well-informed. No complaints.
Very easy to use platform and when needed the staff are knowledgeable and courteous
Very reliable, informative and forward thinking
Very happy with your service, the speed in which we can finance our two accounts and the ease in dealing! Thank You
Very happy to be in charge of my own funds and at a low cost.
Excellent trading platform and value for money cost structure.
Using the service is a pleasure and I have not had any problems
Very easy to use, and simple to buy and sell, and monitor.
Fast and efficient, with innovative incentives.
Service very good, web interface excellent, charges very reasonable
Simple to use, professional and efficient facility
Simple, easy to operate, low to nonexistent fees and helpful staff. What's not to like?
Good website, good communication, innovative products, reasonable charges. Just what I need in an online provider.
I would recommend the company to anyone, fair charges, excellent service.
Very easy to do business with and responsive if I have any questions.
Awards