Junior ISA

What does our Junior ISA offer you?

The Junior ISA is a great way to help children build up a nest egg in readiness for their adult lives. Just like an adult ISA, there is no capital gains tax or tax to pay on investment income.

Junior ISAs are available to anyone under the age of 18 who is resident in the UK, but who isn’t eligible for a Child Trust Fund (CTF).

Only the child’s parent or legal guardian can apply for the Junior ISA, but anyone can pay money into the child’s ISA, up to a limit of £4,000 each tax year. Whoever applies for the Junior ISA will be named as the ‘registered contact’, responsible for managing the child’s ISA and making any investment decisions. Under normal circumstances, the child is the only person who can withdraw money from the Junior ISA, but only when they turn 18.

The low cost way to save for a child’s future

With our Junior ISA, you can save from just £25 per month using our Regular Investment Service. Our Regular Investment Service offers a wide range of investment opportunities, including all the FTSE 350 companies, a wide range of funds, ETFs, ETCs and investment trusts. Our Regular Investment Service is the low cost way to save for a child’s future as you will never pay more than £1.50 per online deal when you buy an investment.

You don’t have to regularly invest with Junior ISAs. At any time you can invest the £4,000 that’s available this tax year using the full range of investment opportunities, including our comprehensive funds universe.

Start saving with a Junior ISA today

Applying for a Junior ISA for your child couldn’t be easier. There are just a few simple steps to follow, and the whole process only takes a matter of minutes to complete. Once the Junior ISA is up and running, you’ll have the flexibility to invest lump sum amounts or set up a monthly Direct Debit that you can change at any time.

Important information
The value of investments can go down as well as up and you may not get back your original investment. Tax rules can change in the future and the tax treatment depends on your personal circumstances.
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Applying for a Junior ISA has just a few simple steps and only takes a few minutes.

Apply now
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